Insights

Research, policy analysis, and practical guides on AI displacement, financial hardship, and what actually works for people in crisis.

Analysis6 min read9 August 2026

Your Employer Went Under. What Happens to Your Pay?

Redundancy pay, notice, and the government scheme that pays what an insolvent employer can't. The entitlement scale, the FEG caps, and what's worth doing in the first week.

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Analysis6 min read

Why Is My Electricity Bill Still So High in 2026?

Regulated electricity prices fell on 1 July 2026, but the federal rebate ended and electricity costs jumped 22.4% in a year. What changed, your protections, and where to get help.

7 August 2026Read →

Research5 min read

Australia's First Official AI Employment Report Says "No Disruption Yet". Read the Second Half.

Australia's first official AI employment report finds no disruption yet. The growth gap inside it is the early warning. A plain reading of the DEWR data.

29 July 2026 / Dave DiamondRead →

Operations9 min read

The cohort the safety net can't see.

Australia's safety net was built for people out of work and out of options. The cohort sliding into hardship is often still employed or just displaced, behind on the essentials, and locked out by the waiting periods. This is who TEKVA is built for.

22 June 2026 / Dave DiamondRead →

Research9 min read

Companies Are Cutting Workers for AI That Isn't Working. Here's What Happens Next.

Gartner's 2026 study confirms what displaced workers already knew: 80% of AI-piloting companies cut headcount, but ROI is no better. The human cost lands here.

26 May 2026 / Dave DiamondRead →

Research8 min read

Full-Time, Employed, and Drowning: Australia's New Financial Hardship Crisis

The fastest-growing group calling Australia's debt helpline are employed full-time. Here's what the data says, why the system wasn't built for them, and what to do about it.

22 May 2026 / Dave DiamondRead →

Framework6 min read

OpenAI Will Upskill 1.2 Million Australians. That Leaves Out the People Who Need Help Most.

OpenAI, CBA, Coles and Wesfarmers are funding AI upskilling at scale. Almost nobody is funding the financial runway that makes upskilling possible.

27 April 2026 / Dave DiamondRead →

Essay11 min read

What Do You Do When the Maths Doesn't Add Up?

When income is structurally less than expenses, budgeting advice stops working. Here is what actually helps: sequencing, hardship provisions, rights, and free support.

7 April 2026Read →

Policy10 min read

Australia Has an AI Plan But No Plan for AI's Workers

Australia's National AI Plan commits $460M to adoption and safety but funds zero programs for AI-displaced workers. The gap is structural.

31 March 2026 / Dave DiamondRead →

Research10 min read

Displaced by a Forecast, Not a Fact

502,000 US jobs face AI-linked cuts in 2026, but the Atlanta Federal Reserve found that perceived AI productivity gains exceed measured gains. Companies are firing workers based on what AI might do, not what it has proven it can do.

30 March 2026Read →

Research8 min read

AI Is Coming for Women's Jobs First. The Data Is In.

Of the 6.1 million US workers most exposed to AI displacement with the least capacity to adapt, 86% are women. Brookings data, Australian implications, and why gender-equity funders need to pay attention.

24 March 2026Read →

Research10 min read

Half a Billion Dollars Says This Problem Is Real

Ten of the world's largest foundations just committed $500 million to people-centred AI. Here is the full funding map for AI workforce philanthropy and what it means for Australia.

24 March 2026 / Dave DiamondRead →

Framework12 min read

What Is AI Fluency? A Practical Framework for Workforce Training

AI fluency is the practical ability to use AI tools to do real professional work. Here's what it means, why it matters for employment, and how it changes workforce training.

15 March 2026Read →

Analysis14 min read

Australia's AI Fluency Gap: Why Awareness Training Isn't Enough

Australia's AI training system produces awareness, not competence. Here's why the gap between basic AI literacy and applied AI fluency matters for workforce outcomes.

15 March 2026Read →

Research15 min read

The Displaced Worker AI Paradox: Who Gets Trained and Who Gets Left Behind

Workers most at risk of AI displacement are least likely to receive AI training. Here's why Australia's current system fails career transitioners — and what needs to change.

15 March 2026Read →

Essay7 min read

The Quiet Part

Most people think learning AI is a technology problem. It isn't. It's a confidence problem dressed up in a tech wrapper.

13 March 2026 / Dave DiamondRead →

Essay8 min read

From Prompting to Directing

The bottleneck in AI use shifted from knowing what to type to knowing how to think. Most training programs haven't caught up.

13 March 2026 / Dave DiamondRead →

TEKVA is an Australian charity building early-intervention infrastructure for people in financial crisis.

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