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Our values

Tzedakah for the AI age

TEKVA's approach is rooted in ancient wisdom about what it means to truly help another person. Tzedakah — justice as obligation. Partnership over patronage. Practical infrastructure for human dignity.

Rambam's ladder

The eight levels of giving

Maimonides (Rambam) codified eight levels of tzedakah over 800 years ago. The highest level isn't about giving more money—it's about giving a person the means to never need help again.

Level 8

"Give unwillingly"

Traditional charity asks for money but treats giving as obligation, not opportunity.

Level 7

"Give less than you should, but graciously"

Well-meaning but under-resourced programs that can't match the scale of need.

Level 6

"Give after being asked"

Reactive welfare systems that wait for crisis before responding.

Level 5

"Give before being asked"

Early intervention—reaching people before they hit rock bottom.

Level 4

"Recipient knows the giver, but giver doesn't know the recipient"

Funders invest in infrastructure, not individual cases. Dignity preserved.

Level 3

"Giver knows the recipient, but recipient doesn't know the giver"

Anonymous support that removes the power imbalance of traditional charity.

Level 2

"Neither party knows the other"

Systemic support through pooled funds and community infrastructure.

Level 1

"Help the person become self-sufficient"

The highest level: a partnership, a job, an investment in their capacity. This is TEKVA's mission — practical support that builds independence, not dependence.

Rambam, Mishneh Torah

The highest level of tzedakah is to help a person become self-sufficient — through a gift, a loan, a partnership, or finding them work.

Living principles

Beyond the Jewish community

These values are rooted in Jewish tradition but serve everyone. TEKVA supports all Australians regardless of faith, background, or community.

Tzedakah — justice as obligation

The Hebrew word tzedakah translates literally as justice or righteousness — the duty to restore people to self-sufficiency. It frames our work as obligation, not generosity. Supporting people through financial pressure isn't optional kindness; it's what a just society requires.

No interest, ever

Following the Torah's prohibition on interest, TEKVA never charges interest on any support. Funding is an investment in the person's success, not a debt that compounds their hardship.

B'tselem Elohim

Every person is created in the image of G-d, with inherent dignity, capability, and worth. Our service design starts from this premise. We never build systems that diminish, patronise, or control.

Tikkun olam

Repairing the world isn't abstract philosophy. It's operational practice. Every participant stabilised, every person who contributes back to help the next: this is tikkun olam in action.

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TEKVA

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Financial counselling at TEKVA is delivered by FCAN-registered Financial Counsellors. Financial capability support is provided by Financial Capability Workers — distinct from financial counselling, with no credit advice or creditor negotiation. We also provide crisis triage, practical support, and referral coordination. We do not provide AFSL-licensed financial product advice, legal advice, or insolvency advice. Where specialist support is needed, we connect people to qualified professionals.

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