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  2. /Runway Calculator

How long will your money last?

Enter your savings and monthly costs. Takes 60 seconds.

Your figures stay in your browser.

What you have right now

Not super. Just cash and liquid assets.

$
$
$

It's fine to enter $0 — the calculator handles that.

Sources

  • TEKVA — The Displacement Field Manual
  • National Debt Helpline

Last verified: 13 October 2026

Built by TEKVA — open tools for the hardship process. About our build work

This calculator provides estimates only. It does not account for government payments, income from work, or changes to expenses after hardship arrangements. For personalised advice, contact a free financial counsellor.

Practical help for working-age Australians under financial pressure.

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Practical help for working-age Australians under financial pressure.

Donate

Tax-deductible · DGR-1 endorsed

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Just lost your job? Start hereDisplacement Field ManualSmall business in crisisHardship lettersJob loss action planFinancial runway calculatorHardship guidesEnergy bill help (NSW)Know your financial rightsService directory

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Financial counselling at TEKVA is delivered by an FCAN-registered Financial Counsellor. Financial capability support is provided by a Financial Capability Worker, whose scope is capability support only — no credit advice or creditor negotiation. Credit advice and creditor negotiation sit with our Financial Counsellor. We also provide practical support and referral coordination, and connect people with crisis services where they need them. We do not provide AFSL-licensed financial product advice, legal advice, or insolvency advice. Where another service is the better fit, we'll help connect you with community services, tenancy help or specialist legal support.

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