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Financial counselling

Free, independent help with money and debt

Your state

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services

Wesley Mission Financial Counselling

NSW

Free financial counselling, budgeting help, and debt management support in Sydney

(02) 9263 5555Website
Mon-Fri 9am-5pmSydney/NSW residents in financial difficulty

Anglicare Financial Counselling (Sydney)

NSW

Free, confidential financial counselling for people in the Sydney region

1300 111 278Website
Mon-Fri 9am-5pmSydney residents

Uniting Vic.Tas Financial Counselling

VIC

Free, confidential financial counselling helping Victorians manage debt and navigate financial hardship

1300 882 035Website
Mon-Fri 9am-5pmPeople in Victoria experiencing debt or financial difficulty

UnitingCare Community Financial Counselling

QLD

Free financial counselling including debt negotiation, budgeting support, and advocacy across Queensland

1800 639 878Website
Mon-Fri 9am-5pmQueenslanders in financial hardship

Anglicare WA Financial Counselling

WA

Free financial counselling covering debt, budgeting, and hardship negotiations with creditors

1300 114 446Website
Mon-Fri 9am-5pmWest Australians experiencing financial difficulty or debt stress

Anglicare NT Financial Counselling

NT

Free financial counselling in Darwin, Katherine, Palmerston, and Alice Springs for individuals and families in financial stress

(08) 8985 0000Website
Mon-Fri 8:30am-4:30pmIndividuals and families across the NT facing financial stress

National services

National Debt Helpline

Free, independent, and confidential financial counselling. Call to speak to a qualified financial counsellor.

1800 007 007Website
Mon-Fri 9:30am-4:30pm (local time)Anyone with debt or financial difficulty

Financial Counselling Australia

Peak body for financial counsellors — find a financial counsellor near you via their directory

1800 007 007Website
Mon-Fri 9:30am-4:30pmAnyone seeking free financial counselling

Salvation Army Moneycare

Free financial counselling including budgeting, debt management, and Centrelink appeals

1300 371 288Website
Mon-Fri 9am-5pmAnyone in financial difficulty

Good Shepherd Microfinance

No or low-interest loans for essentials like fridges, washing machines, cars, and education

13 NILS (13 64 57)Website
Mon-Fri 9am-5pmPeople on low incomes with a Health Care Card or Pensioner Concession Card

Financial Rights Legal Centre

Free legal advice on banking, insurance, debt, and financial services disputes

1800 007 007Website
Mon-Fri 9:30am-4:30pmAnyone with a financial services dispute or issue

Other service categories

Emergency relief

Food, material aid, and crisis payments

Legal help

Free legal advice on debt, tenancy, and consumer issues

Crisis support

Mental health, crisis lines, and safety services

Government & ombudsmen

Centrelink, AFCA, TIO, and state ombudsmen

TEKVA

Fast support and free tools for Australians in financial difficulty.

TEKVA

Fast support and free tools for Australians in financial difficulty.

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Financial counselling at TEKVA is delivered by FCAN-registered Financial Counsellors. Financial capability support is provided by Financial Capability Workers — distinct from financial counselling, with no credit advice or creditor negotiation. We also provide crisis triage, practical support, and referral coordination. We do not provide AFSL-licensed financial product advice, legal advice, or insolvency advice. Where specialist support is needed, we connect people to qualified professionals.

ACNC RegisteredDGR-1 Endorsed↗ABN 88 689 519 686

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