Skip to content
How it worksGuidesToolsInsightsAbout
Get help nowDonate
Donate
Guides:SituationsYour rightsServices
  1. Guides
  2. /Services
  3. /Financial counselling

Service directory

Financial counselling

Free, independent help with money and debt

Your state

Showing all services. Select your state to filter.

services

Wesley Mission Financial Counselling

NSW

Free financial counselling, budgeting help, and debt management support in Sydney

1300 827 638Website
Mon-Fri 9am-5pmSydney/NSW residents in financial difficulty

Anglicare Financial Counselling (Sydney)

NSW

Free, confidential financial counselling for people in the Sydney region

1300 111 278Website
Mon-Fri 9am-5pmSydney residents

Financial Rights Legal Centre

NSW

Free legal advice on credit and debt problems for people in NSW (Credit & Debt Legal Advice line).

1800 844 949Website
Mon-Fri 10am-1pm (Sydney time)People in NSW with a credit or debt legal problem

Uniting Vic.Tas Financial Counselling

VIC

Free, confidential financial counselling helping Victorians manage debt and navigate financial hardship

1300 882 035Website
Mon-Fri 9am-5pmPeople in Victoria experiencing debt or financial difficulty

UnitingCare Community Financial Counselling

QLD

Free financial counselling including debt negotiation, budgeting support, and advocacy across Queensland

1800 007 007Website
Mon-Fri 9am-5pmQueenslanders in financial hardship

Anglicare WA Financial Counselling

WA

Free financial counselling covering debt, budgeting, and hardship negotiations with creditors

1300 114 446Website
Mon-Fri 9am-5pmWest Australians experiencing financial difficulty or debt stress

Anglicare NT Financial Counselling

NT

Free financial counselling in Darwin, Katherine, Palmerston, and Alice Springs for individuals and families in financial stress

(08) 8985 0000Website
Mon-Fri 8:30am-4:30pmIndividuals and families across the NT facing financial stress

National services

National Debt Helpline

Free, independent, and confidential financial counselling. Call to speak to a qualified financial counsellor.

1800 007 007Website
Mon-Fri 9:30am-4:30pm (local time)Anyone with debt or financial difficulty

Financial Counselling Australia

Peak body for financial counsellors — find a financial counsellor near you via their directory. Its number is the National Debt Helpline

1800 007 007Website
Mon-Fri 9:30am-4:30pmAnyone seeking free financial counselling

Salvation Army Moneycare

Free financial counselling including budgeting, debt management, and Centrelink appeals

1800 722 363Website
Mon-Fri 9am-5pmAnyone in financial difficulty

Good Shepherd No Interest Loans (NILs)

No-interest loans paid to the supplier: up to $2,000 for essentials like appliances, car repairs or a laptop, or $3,000 for bond on a new rental. Not for cash, bills, rent or debts.

13 NILS (13 64 57)Website
Varies by local providerHealth Care Card or Pension Card holders, or people earning under $70,000 (single) or $100,000 (with a partner or dependants), or who have experienced family violence in the last 10 years

Other service categories

Emergency relief

Food, material aid, and crisis payments

Legal help

Free legal advice on debt, tenancy, and consumer issues

Crisis support

Mental health, crisis lines, and safety services

Government & ombudsmen

Centrelink, AFCA, TIO, and state ombudsmen

Practical help for working-age Australians under financial pressure.

Donate

Tax-deductible · DGR-1 endorsed

Practical help for working-age Australians under financial pressure.

Donate

Tax-deductible · DGR-1 endorsed

Get support

Get help nowHow TEKVA worksWhat TEKVA helps withEligibility & rulesFAQ

Resources

Just lost your job? Start hereDisplacement Field ManualSmall business in crisisHardship lettersJob loss action planFinancial runway calculatorHardship guidesEnergy bill help (NSW)Know your financial rightsService directory

Get involved

Partner with usBecome a mentor

Company

About TEKVAImpactInsightsHow we use AIBuild with TEKVAAI for nonprofitsWhy nowAI Displacement MonitorContactPrivacyTermsLicensing

Financial counselling at TEKVA is delivered by an FCAN-registered Financial Counsellor. Financial capability support is provided by a Financial Capability Worker, whose scope is capability support only — no credit advice or creditor negotiation. Credit advice and creditor negotiation sit with our Financial Counsellor. We also provide practical support and referral coordination, and connect people with crisis services where they need them. We do not provide AFSL-licensed financial product advice, legal advice, or insolvency advice. Where another service is the better fit, we'll help connect you with community services, tenancy help or specialist legal support.

ACNC RegisteredDGR-1 Endorsed↗ABN 88 689 519 686

© 2026 TEKVA. All rights reserved.

·

L9, 151 Macquarie St, Sydney NSW 2000

·hello@tekva.org.au