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What we cover

Targeted support that stops the spiral

We focus on expenses that maintain stability and enable work. All payments go directly to service providers.

Housing support

Rent arrears, bond assistance, and emergency accommodation support to maintain stable housing.

  • →Rent arrears up to 4 weeks
  • →Bond or deposit assistance
  • →Emergency accommodation

Utilities

Keep essential services connected during financial hardship.

  • →Electricity and gas bills
  • →Water and internet
  • →Overdue account payments

Medical expenses

Support for health-related costs that prevent you from working or maintaining stability.

  • →Prescription medications
  • →Dental emergencies
  • →Mental health services

Transport

Get to work, interviews, and essential appointments.

  • →Vehicle repairs
  • →Public transport costs
  • →Fuel assistance

Professional expenses

Costs required to maintain or return to employment, including the digital access that modern work demands.

  • →Internet connection and devices
  • →Work equipment and tools
  • →Licensing and certifications
  • →Professional attire

Education & training

Investment in skills that improve your earning capacity.

  • →Course fees
  • →Training materials
  • →Certification costs

How support works

1

Tell us what you need

Describe the expense and why it's essential for your stability or employment.

2

We review and decide

A real person reviews your application same-day. We may ask clarifying questions.

3

Direct payment

Approved grants are paid directly to the service provider within 24-48 hours.

Grant limits

Individual grants are based on demonstrated need and available funds. We consider each case individually and may approve higher amounts for exceptional circumstances.

Before applying, you may also want to use our free tools: generate hardship letters for your creditors, or explore our crisis guides for step-by-step help with your situation.

Need support?

Apply in 5 minutes. We'll review same-day.

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TEKVA

Fast support and free tools for Australians in financial difficulty.

TEKVA

Fast support and free tools for Australians in financial difficulty.

Get support

Apply for supportHow TEKVA worksTypes of financial helpEligibility & rulesFinancial hardship FAQ

Resources

Just lost your job? Start hereDisplacement Field ManualFree hardship letter generatorJob loss action planFinancial runway calculatorFree financial hardship guidesKnow your financial rightsService directory

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Company

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Financial counselling at TEKVA is delivered by FCAN-registered Financial Counsellors. Financial capability support is provided by Financial Capability Workers — distinct from financial counselling, with no credit advice or creditor negotiation. We also provide crisis triage, practical support, and referral coordination. We do not provide AFSL-licensed financial product advice, legal advice, or insolvency advice. Where specialist support is needed, we connect people to qualified professionals.

ACNC RegisteredDGR-1 Endorsed↗ABN 88 689 519 686

© 2026 TEKVA. All rights reserved.

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L9, 151 Macquarie St, Sydney NSW 2000

Australian residents only