The bridge between financial panic and a plan.

TEKVA helps working-age Australians under financial pressure work out what's breaking first, get the facts in order, and find the right next step — with practical support where one clear blocker is in the way.

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Read by a real personFree tools, no sign-upIndependent charity

Registered charity · PBI · DGR-1

What we do

Triage

We work out what's breaking first: housing, income, debt, utilities, work access, health, or paperwork.

Learn more 02

Navigate

We help you get the facts in order, prepare the documents, and connect with the right support. Including services you might not know exist.

Learn more 03

Stabilise

Where one practical cost is the thing keeping someone stuck, TEKVA may cover it. Paid direct to the provider, only where it changes what happens next.

Learn more 04

Rebuild

Practical help back toward income: job-search support, AI skills for real work, mentoring, and the admin that piles up in a crisis.

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Our approach

Backing the next step, then the one after.

Most people don't need rescuing. They need the urgent pressure off, a real plan, and someone backing them while they take the next step. Read how we work.

Early beats late

Small problems are easier than big ones. We help you move before things compound.

Dignity through work

We believe in your capacity to contribute, not just survive.

Investing in potential

You're not a case number. We see the person, not just the problem.

Responsibility matters

When you're back on your feet, you help others. That's what makes this sustainable.

Free tools that do the work for you

No sign-up, no data collected. Built from real casework and Australian law.

Start here

Just lost your job?

90-second triage. We figure out what you need and point you to the right tools, guides, and services.

Start the navigator

Hardship Helper

Generate free hardship letters citing the exact laws that protect you.

Try it free

Job Loss Action Plan

Personalised 21-step checklist with payments, entitlements, and deadlines.

Try it free

Runway Calculator

How long will your money last? 60-second calculation.

Try it free

See all tools

Built on trust

Practical support designed around how people actually need help.

Private & Secure

Your information stays confidential. We never share your data without your consent.

Human-Reviewed

Every application is reviewed by a real person. No automated rejections.

Pointed the right way

If TEKVA isn't the right fit, we'll still point you to services that can help.

Philosophy

The highest form of giving is to help a person become self-sufficient — through a gift, a loan, a partnership, or finding them work.

Maimonides — Mishneh Torah

TEKVA is rooted in Jewish values of justice and dignity — and supports all Australians regardless of faith or background.

FAQ

Common questions

Sometimes. It's not where we start. First we work out what's causing the pressure and what would actually help. That might be a hardship program, a financial counsellor, a document pack, or a specialist service. Where one practical cost is the thing keeping you stuck, TEKVA may pay it direct to the provider.

We don't approve support by category. We look at whether it's essential, time-sensitive, and likely to change what happens next. Common areas: housing pressure, utilities, medical and dental costs, work-access blockers like transport or a licence, and training tied to a real job.

TEKVA may provide limited support, paid direct to providers where workable. It's one tool. Many people get navigation, free tools, referrals, or a financial counselling pathway instead, because that's often what the situation actually needs.

We look at urgent cases first, and a real person reads every request. A response isn't a payment approval. It means we'll help you work out the next step and whether TEKVA is the right pathway.

A real person reviews your situation. We might ask for more information, help organise documents, suggest tools or scripts, connect you with a specialist service, or assess whether direct TEKVA support fits.

TEKVA isn't a crisis service. If you're in immediate danger, call 000. Lifeline is 13 11 14, any time. For urgent food, housing, or emergency relief, Ask Izzy and the National Debt Helpline (1800 007 007) can point you to services near you — and our check routes you to the right crisis service fast.

Working-age Australians under real financial pressure — especially when a bit of help now means you can keep your job, your home, or your income. We look at every situation individually, including gig workers, freelancers, and people between roles. If we're not the right fit, we'll point you to who is.

TEKVA is a registered charity, funded by donations and grants — and we're always looking for more support so we can back more people. If you're able to, you can donate or partner with us. Every contribution goes toward helping working-age Australians through financial pressure.

Yes. TEKVA Limited is an ACNC-registered charity and a Public Benevolent Institution with DGR-1 endorsement, so gifts over $2 are tax-deductible. ABN 88 689 519 686.

No. TEKVA provides practical support, information, and free tools — not financial product advice, legal advice, or insolvency advice. Our financial counselling is delivered by FCAN-registered Financial Counsellors, and where specialist advice is needed, we connect you with qualified professionals.

We'll still point you somewhere useful. If we're not the right organisation to help, we'll refer you to services that can.

Still have questions? Get in touch

Not sure what to do next?

Start with the check. It takes about 90 seconds, and a real person reads every request. If TEKVA isn't the right fit, we'll point you to services that are.

Start the check Become a partner

Not sure where to start? Browse our free guides and tools for practical next steps.

By continuing, you agree to our Terms of Support

Not sure what to do next?

Start with the check. It takes about 90 seconds, and a real person reads every request. If TEKVA isn't the right fit, we'll point you to services that are.

Not sure where to start? Browse our free guides and tools for practical next steps.

By continuing, you agree to our Terms of Support