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You just lost your job.
Let's figure out what to do first.

Answer 5 questions. Takes 90 seconds. We'll tell you the 3 things that matter most for your specific situation — with the exact words to say and numbers to call.

Nothing is stored. Nothing is shared. Everything runs in your browser.

Or jump straight to a tool:

Financial Runway Calculator →Job Loss Action Plan →Hardship Letter Generator →The Displacement Field Manual →

Sources

  • Fair Work Ombudsman — Ending Employment
  • Services Australia — JobSeeker Payment
  • National Debt Helpline

Last verified: 18 March 2026

This tool provides general information only. It is not financial counselling, legal advice, or tax advice. For personalised advice, contact a free financial counsellor.

Fast support and free tools for Australians in financial difficulty.

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Fast support and free tools for Australians in financial difficulty.

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Tax-deductible · DGR-1 endorsed

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Resources

Just lost your job? Start hereDisplacement Field ManualSmall business in crisisFree hardship letter generatorJob loss action planFinancial runway calculatorFree financial hardship guidesKnow your financial rightsService directory

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Financial counselling at TEKVA is delivered by FCAN-registered Financial Counsellors. Financial capability support is provided by Financial Capability Workers — distinct from financial counselling, with no credit advice or creditor negotiation. We also provide crisis triage, practical support, and referral coordination. We do not provide AFSL-licensed financial product advice, legal advice, or insolvency advice. Where specialist support is needed, we connect people to qualified professionals.

ACNC RegisteredDGR-1 Endorsed↗ABN 88 689 519 686

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Australian residents only