The business problems are real. They will still be there in twenty minutes. Pick the line that matches your situation and call. None of them charge. None of them require a sign-up. None of them are going to make this worse.
If you are in immediate physical danger, call 000. Otherwise these are the right calls right now.
Lifeline Australia
24 hours, 7 days a week
Suicide Call Back Service
24 hours, 7 days a week
13YARN — Aboriginal and Torres Strait Islander crisis support
24 hours, 7 days a week
MATES in Construction runs a 24/7 line for the industry, answered by counsellors who know construction.
MATES in Construction
Helpline 24 hours, 7 days a week
Support Act Wellbeing Helpline
Helpline 24 hours, 7 days a week
Beyond Blue's NewAccess for Small Business Owners is free, no GP referral required, up to six sessions plus follow-ups. Coaches have small business backgrounds — they understand the context. Funded through 30 June 2027.
Beyond Blue NewAccess for Small Business Owners
Sessions Mon–Fri 8am–8pm Melbourne time, except public holidays. In December 2025 the program reported waits of about three months for a first assessment; ask about the current wait. Everyone who enquires gets an intake call within 48 hours.
The Small Business Debt Helpline (1800 413 828) handles the business side, free and specialist. The triage page picks up wherever you are.