The business problems are real. They will still be there in twenty minutes. Pick the line that matches your situation and call. None of them charge. None of them require a sign-up. None of them are going to make this worse.
If you are in immediate physical danger, call 000. Otherwise these are the right calls right now.
Lifeline Australia
24 hours, 7 days a week
Suicide Call Back Service
24 hours, 7 days a week
13YARN — Aboriginal and Torres Strait Islander crisis support
24 hours, 7 days a week
MATES in Construction runs a 24/7 peer-led line specifically for the industry. They get it.
MATES in Construction
Helpline 24 hours, 7 days a week
Support Act Wellbeing Helpline
Helpline 24 hours, 7 days a week
Beyond Blue's NewAccess for Small Business Owners is free, no GP referral required, up to six sessions plus follow-ups. Coaches have small business backgrounds — they understand the context. Funded through 30 June 2027.
Beyond Blue NewAccess for Small Business Owners
8am–8pm daily for intake; sessions scheduled with your coach
The Small Business Debt Helpline (1800 413 828) handles the business side, free and specialist. The triage page picks up wherever you are.