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Small business help in Victoria

Victoria has the Victorian Small Business Commission for disputes and Business Victoria for general support. The Partners in Wellbeing small business service closed on 30 June 2025. Until 31 October 2026, free small business financial counselling is available if the summer 2026 bushfires affected your business: Business Victoria (13 22 15) can tell you which local provider to call. Otherwise, call the Small Business Debt Helpline (1800 413 828).

Last checked21 Oct 2026

VIC Small Business Commissioner

Body
Victorian Small Business Commission
Phone
1800 878 964
Free advice
Free
Mediation fee
$300 half-day / $600 full-day per party; $195 per party for farm debt mediation
Scope
B2B, B2G, retail leases, franchising, owner-driver, gig (gig-worker fee waiver ended 1 July 2024)

Important for crisis routing

Partners in Wellbeing Small Business Financial Counselling wound up 30 June 2025. The general Partners in Wellbeing helpline continues for personal wellbeing but no longer offers small-business specialist counsellors. Use SBDH for the business side.

When the state SBC isn't the right fit

Where to send your matter next.

  • Business Victoria

    small business

    13 22 15Site
  • Energy & Water Ombudsman Victoria (EWOV)

    energy water

    1800 500 509Site

National services that do most of the work

For tax debt, financial counselling, mental health, and formal insolvency, national services are the right call regardless of state.

Small Business Debt Helpline

Free, confidential, specialist financial counselling for sole traders and small business owners — tax debt, BAS, supplier pressure, insolvency options.

1800 413 828Mon–Fri 9am–5:30pm Sydney time

Free

Last checked 6 Oct 2026

Details

Beyond Blue NewAccess for Small Business Owners

Free six-session mental health coaching for small business owners under stress. Coaches have small business backgrounds. No GP referral required.

03 9250 8305Sessions Mon–Fri 8am–8pm Melbourne time, except public holidays. In December 2025 the program reported waits of about three months for a first assessment; ask about the current wait. Everyone who enquires gets an intake call within 48 hours.

Free

Last checked 6 Oct 2026

Details

Australian Small Business and Family Enterprise Ombudsman

Federal statutory ombudsman for small business. Free assistance with disputes against other businesses or government, plus a Tax Concierge for ATO matters.

1300 650 460Mon–Fri 8am–6pm AEST/AEDT

Free assistance. A $100 first-hour co-payment applies for the Small Business Dispute Help legal-advice service and for the Tax Concierge Service.

Last checked 6 Oct 2026

Details

MATES in Construction

24/7 helpline and on-site suicide prevention for construction workers and small construction-business owners, with peer support on sites. A case example in the World Health Organization's 2021 suicide prevention guide.

1300 642 11124/7

Free

Last checked 21 Oct 2026

Details

Support Act Wellbeing Helpline

24/7 free, confidential phone counselling for anyone working in Australian music or the arts. Crisis Relief grants are for people who work in music.

1800 959 50024/7

Free

Last checked 6 Oct 2026

Details

Lifeline Australia

24/7 crisis support and suicide prevention. Phone, text, or chat. Free, confidential.

13 11 1424/7

Free

Last checked 6 Oct 2026

Details

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Mental health support is free, confidential, and one tap away.

Practical help for working-age Australians under financial pressure.

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Practical help for working-age Australians under financial pressure.

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Tax-deductible · DGR-1 endorsed

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Financial counselling at TEKVA is delivered by an FCAN-registered Financial Counsellor. Financial capability support is provided by a Financial Capability Worker, whose scope is capability support only — no credit advice or creditor negotiation. Credit advice and creditor negotiation sit with our Financial Counsellor. We also provide practical support and referral coordination, and connect people with crisis services where they need them. We do not provide AFSL-licensed financial product advice, legal advice, or insolvency advice. Where another service is the better fit, we'll help connect you with community services, tenancy help or specialist legal support.

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