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Small business help in New South Wales

If you run a small business in NSW under financial pressure, the NSW Small Business Commission can mediate B2B, B2G, retail-lease, and franchising disputes. Business Connect NSW closed on 30 September 2025, so Service NSW's Business Concierge is the remaining state touchpoint for licensing and program navigation. For tax debt, financial counselling, and mental health, national services do the work.

Last checked:26 May 2026

NSW Small Business Commissioner

Body
NSW Small Business Commission
Phone
1300 795 534
Free advice
Free
Mediation fee
$330 per party for up to 4 hours, then $152/hr per party
Scope
B2B, B2G, retail and small business leases, franchising

Important for crisis routing

Business Connect NSW (the state's free business advisory service) closed 30 September 2025. Service NSW Business Concierge (13 77 88) remains for licensing and program navigation but is not a financial counselling service.

When the state SBC isn't the right fit

Where to send your matter next.

  • Service NSW Business Concierge

    small business

    13 77 88Site
  • Energy & Water Ombudsman NSW (EWON)

    energy water

    1800 246 545Site

National services that do most of the work

For tax debt, financial counselling, mental health, and formal insolvency, national services are the right call regardless of state.

Small Business Debt Helpline

Free, confidential, specialist financial counselling for sole traders and small business owners — tax debt, BAS, supplier pressure, insolvency options.

1800 413 828Mon–Fri 9am–5:30pm AEST

Free

Last checked 26 May 2026

Details

Beyond Blue NewAccess for Small Business Owners

Free six-session mental health coaching for small business owners under stress. Coaches have small business backgrounds. No GP referral required.

1300 945 3018am–8pm daily for intake; sessions scheduled with your coach

Free

Last checked 26 May 2026

Details

Australian Small Business and Family Enterprise Ombudsman

Federal statutory ombudsman for small business. Free assistance with disputes against other businesses or government, plus a Tax Concierge for ATO matters.

1300 650 460Mon–Fri 8am–8pm AEST

Free assistance. A $100 first-hour co-payment applies for the Small Business Dispute Help legal-advice service and for the Tax Concierge Service.

Last checked 26 May 2026

Details

MATES in Construction

24/7 helpline and peer-led suicide prevention for construction workers and small construction-business owners. Recognised by WHO as global best practice.

1300 642 11124/7

Free

Last checked 26 May 2026

Details

Lifeline Australia

24/7 crisis support and suicide prevention. Phone, text, or chat. Free, confidential.

13 11 1424/7

Free

Last checked 26 May 2026

Details

13YARN

24/7 national crisis support line for Aboriginal and Torres Strait Islander people, run by Aboriginal and Torres Strait Islander Lifeline crisis supporters.

13 92 7624/7

Free

Last checked 26 May 2026

Details
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Financial counselling at TEKVA is delivered by FCAN-registered Financial Counsellors. Financial capability support is provided by Financial Capability Workers — distinct from financial counselling, with no credit advice or creditor negotiation. We also provide crisis triage, practical support, and referral coordination. We do not provide AFSL-licensed financial product advice, legal advice, or insolvency advice. Where specialist support is needed, we connect people to qualified professionals.

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