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  2. /Scammed? What to do now

Been scammed?Call your bank first.

If money left your account, ring the bank on the official number from its website or the back of your card, never a number from a message or a caller. Nothing you type here is sent anywhere, and nothing is kept unless you choose to keep your plan.

Only gave out a login, a code or ID details? .

What to say
“I've been scammed and I've made a payment I need stopped. Please stop any transactions and secure my accounts, and tell me what else I should do. Can I have a reference number?”

It happens to careful people every day. It isn't your fault.

The sooner it knows, the better the chance. Getting money back is never certain, even when you call straight away.

Helping someone else? .

Prefer to talk to someone?

  • IDCARE

    Free identity and cyber support

    1800 595 160
  • ReportCyber

    Cyber Security Hotline, any time

    1300 292 371
  • Lifeline

    24/7 crisis support

    13 11 14
  • 1800RESPECT

    24/7 family and sexual violence support

    1800 737 732

This is general information, not financial or legal advice. Rules vary by state and change over time. A registered financial counsellor can check your options properly. Free, independent, confidential. National Debt Helpline 1800 007 007.

Where this comes from

The numbers, time limits and rights on this page are read from TEKVA's rules library, where each one carries its source and the date it was checked. Every source below was checked on 22 October 2026 or later.

The sources, one by one
  • AFCA, Receiving Banks and Unauthorised Opening of Accounts
  • AFCA Rules (effective 12 March 2026)
  • Moneysmart, What to do if you've been scammed
  • Scamwatch, What to do if you've been scammed
  • Services Australia, Help if a scam or identity theft has affected you
  • Australian Cyber Security Centre, Recover from scams
  • Moneysmart, Banking scams
  • AFCA, Scams Prevention Framework
  • ASIC, Scams Prevention Framework

Practical help for working-age Australians under financial pressure.

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Practical help for working-age Australians under financial pressure.

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Financial counselling at TEKVA is delivered by an FCAN-registered Financial Counsellor. Financial capability support is provided by a Financial Capability Worker, whose scope is capability support only — no credit advice or creditor negotiation. Credit advice and creditor negotiation sit with our Financial Counsellor. We also provide practical support and referral coordination, and connect people with crisis services where they need them. We do not provide AFSL-licensed financial product advice, legal advice, or insolvency advice. Where another service is the better fit, we'll help connect you with community services, tenancy help or specialist legal support.

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